Who we are?

Clip is revolutionizing the payments landscape in Mexico! We are empowering people to exchange value directly from a mobile device. Clip enables anyone to accept card payments, at any time, and anywhere by turning your smartphone or tablet into a card terminal. We're a well-funded, fast growing FinTech startup. We are the leaders in our market and are accelerating to extend our lead and move into new markets.

The Role

We are looking for a Risk & Fraud Prevention Strategy Manager to be part of this amazing and fast-growing Fintech. At Clip this candidate will be a key member of the Risk & Fraud Prevention team reporting directly to the Risk & Fraud Prevention Sr Director with responsibility to deploy Risk & fraud Prevention strategies and capabilities to ensure delivery on approval rate and fraud loss targets while managing customer experience. This person should thrive in a culture of decision based on analytics, data driven and Data Science, be able to step-back and communicate both the strategy and immediate implications on priorities. This candidate must have strong written and verbal communications skills in both English and Spanish and be willing to continue learning and loving Risk, Fraud Prevention, Analytics and Data Science.

What will I do?

• Develop and implement comprehensive fraud detection strategies, fraud analysis models and business rules that balance approval rate, fraud loss, cost of execution, and customer experience.
• Identify risk factors and trends of potentially fraudulent activity utilizing technical data analysis and statistical interpretation.
• Extract and analyze data, investigate data integrity, generate metrics, and perform data and portfolio analysis.
• Generate fraud metrics to show the performance of fraud systems for use in management reporting.
• Leads root cause analysis to identify opportunities to predict, prevent and mitigate risk within processes and performance.
• Partner with Data Science, Engineering, Product, Operations, and Business teams to conceive, design, and monitor fraud strategies to mitigate fraud risk in the most precise manner possible; recommend which product features to build and why.
• Utilize advanced data and analytics tools to establish a metrics driven approach to optimize existing fraud strategies, in order to reduce false positive rates and increase fraud detection rates.
• Identify gaps in current systems, policies and strategies and take actions to mitigate emerging fraud risks.
• Collaborate and partner with internal business stakeholders to promote fraud related awareness and effect change - through the coordination of fraud detection monitoring of system enhancements and trends.

Technical Knowledge

• Proven knowledge of Fraud Prevention Strategies in the payments and financial services industry.
• Proven knowledge and experience in strategic consulting
• Excellent written and verbal communication with ability to create clear and concise summary documents of ongoing processes and provide detailed instructions to team members.
• Ability to analyze complex situations and provide guidance, make recommendations, and/or escalate arising issues timely.
• Strong organization skills and ability to handle multiple projects efficiently in order to ensure projects are completed timely.
• Able to interact and communicate effectively with all management levels to assess business needs in a professional manner.
• Knowledge in data analysis tools like SQL, Sisense, Snowflake.
• Creative problem solver and team-focused; can synthesize information and make clear, concise recommendations on a course of action, and rally teams and stakeholders alike.

Ideal Candidate

• At least 3 years of fraud and risk management and prevention, experience with traditional and non-traditional payments companies.
• Master’s Degree in Finance, Mathematics, Actuary or Statistics and strong quantitative analytical experience, including background with statistical modeling & analysis.
• Extensive knowledge of card-not-present (CNP) and card-present fraud schemes in Mexico and Latin America, its risk prevention methods and the detection tools for all types of environments.
• Experience leading high-performance teams and thrive with a high level of autonomy.
• Has a deep understanding of the online payments landscape across all participants – issuer, merchant, acquirer and network.
• Has the ability to analyze large transactional datasets, interpret ambiguous situations, and work in a high growth and vibrant work environment.

In Clip, we are committed to a diverse and inclusive workplace. Clip does not discriminate under any basis of origin, gender, gender identity, sexual orientation, race, disability, age or other legal status. Clip is an equal opportunity employer.

If you are unstoppable, creative and have the skills we need, we want to hear from you!

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